"Congress shall have power... To Promote the Progress of Science and Useful Arts, by securing for limited Times, to Authors and Inventors, the exclusive Right to their respective Writings and Discoveries."   United States Constitution, Article 1 Section 8

Intellectual property refers to the creations of our minds: artistic works, literary endeavors, inventions, as well as the symbols, names, images, and designs used in business.

Intellectual property is divided into two main categories:

1. Copyright - includes novels, poems, plays, films, musical works, and artistic works such as drawings, paintings, photographs, sculptures, and architectural designs.

2. Industrial property - includes patents for inventions, trademarks, and industrial designs.

Intellectual property, the fruit of human creation and invention, surrounds us in nearly everything we do. The law recognizes the evolving nature of intellectual property because information technology permits one person to take advantage of another person's investment in creating information value.

Before Insurance, There Is ...